The majority of loans provided by IVCA are through the Community Service Block Grant (CSBG) Loan Program. The CSBG Loan Program is administered jointly by the Illinois Department of Commerce and Economic Opportunity (DCEO), statewide Community Action Agencies (CAAs) and IVCA. The Program provides long-term, fixed-rate financing to new or expanding companies in exchange for job creation and employment for low income individuals. CSBG funds usually make up between 20-49% of the entire loan project and have a low interest rate of 5% to 7.5%. For specific requirements for CSBG funding, please go to the Loan Program section of this site.

IVCA offers several investment opportunities, both active in its own projects and passive in several projects throughout Illinois. For more information in possible equity injections into your company, please visit the Equity Program section of this site.